diff --git a/scripts/load_path.py b/scripts/load_path.py
index dfe341c..07dec68 100644
--- a/scripts/load_path.py
+++ b/scripts/load_path.py
@@ -156,6 +156,7 @@ PATHS_LOGINED = [
     f"/{MOD}/api/exchange_rate_create.dspy",
     f"/{MOD}/api/exchange_rate_update.dspy",
     f"/{MOD}/api/exchange_rate_delete.dspy",
+    f"/{MOD}/api/fetch_forex_rates.dspy",
 
     # proxy_recharge/
     f"/{MOD}/proxy_recharge.ui",
diff --git a/wwwroot/api/fetch_forex_rates.dspy b/wwwroot/api/fetch_forex_rates.dspy
new file mode 100644
index 0000000..65587b9
--- /dev/null
+++ b/wwwroot/api/fetch_forex_rates.dspy
@@ -0,0 +1,63 @@
+# 获取中国银行外汇牌价并插入 exchange_rate 表
+# GET /accounting/api/fetch_forex_rates.dspy
+import re
+import urllib.request
+from datetime import date
+
+BOC_URL = 'https://www.boc.cn/sourcedb/whpj/index.html'
+CURRENCIES = {'美元': 'USD', '日元': 'JPY', '英镑': 'GBP'}
+
+async with get_sor_context(request._run_ns, 'accounting') as sor:
+    # 1. 抓取 BOC 页面
+    try:
+        req = urllib.request.Request(BOC_URL, headers={'User-Agent': 'Mozilla/5.0'})
+        with urllib.request.urlopen(req, timeout=15) as resp:
+            html = resp.read().decode('utf-8', errors='replace')
+    except Exception as e:
+        return json.dumps({'success': False, 'message': f'获取BOC页面失败: {e}'}, ensure_ascii=False)
+
+    today = date.today().isoformat()
+    inserted = 0
+
+    for cn_name, code in CURRENCIES.items():
+        pos = html.find(cn_name)
+        if pos < 0:
+            continue
+        chunk = html[pos:pos+500]
+        tds = re.findall(r'<td[^>]*>(.*?)</td>', chunk, re.DOTALL)
+        clean = [re.sub(r'<[^>]+>', '', t).strip() for t in tds]
+        if len(clean) < 6:
+            continue
+        try:
+            buy_rate = float(clean[1])   # 现汇买入价
+            sell_rate = float(clean[3])  # 现汇卖出价
+            mid_rate = float(clean[5])   # 中行折算价
+        except ValueError:
+            continue
+
+        # BOC quotes USD/GBP per 100 units, JPY per 100 units
+        if code in ('USD', 'GBP'):
+            buy_rate = round(buy_rate / 100, 6)
+            sell_rate = round(sell_rate / 100, 6)
+            mid_rate = round(mid_rate / 100, 6)
+        elif code == 'JPY':
+            buy_rate = round(buy_rate / 100, 6)
+            sell_rate = round(sell_rate / 100, 6)
+            mid_rate = round(mid_rate / 100, 6)
+
+        record_id = f'er_{code.lower()}_cny_{today.replace("-","")}'
+
+        await sor.execute(
+            """INSERT INTO exchange_rate (id, from_currency, to_currency, buy_rate, sell_rate, mid_rate, effective_date, updated_at)
+               VALUES (${id}$, ${from_cur}$, 'CNY', ${buy}$, ${sell}$, ${mid}$, ${date}$, NOW())
+               ON DUPLICATE KEY UPDATE buy_rate=${buy}$, sell_rate=${sell}$, mid_rate=${mid}$, updated_at=NOW()""",
+            {'id': record_id, 'from_cur': code, 'buy': buy_rate, 'sell': sell_rate, 'mid': mid_rate, 'date': today}
+        )
+        inserted += 1
+
+    return json.dumps({
+        'success': True,
+        'message': f'已更新 {inserted} 条汇率',
+        'date': today,
+        'source': '中国银行外汇牌价'
+    }, ensure_ascii=False)